Mortgage Rates in 2026: Why Buyers Are Turning to FHA Loans and ARMs
After a strong start to the year, the mortgage market is settling into a holding pattern. Mortgage applications declined for the second straight week, according to the Mortgage Bankers Association. Overall applications dipped 0.3%, with purchase applications down 2% and refinances up just 1%. At the
Quishing: The QR Code Scam You Should Know About
QR codes have become part of everyday life. We use them to view restaurant menus, pay for parking, access utility accounts, and even check in at community events. As QR codes become more common, scammers have found new ways to exploit them — one of the fastest-growing tactics is a scam known as quis
Helping Adult Children Without Hurting Your Own Financial Future
For many homeowners approaching retirement, the conversation has shifted. It’s no longer just about when to retire — it’s about who you’re still supporting along the way. Across Northern Virginia, more parents are providing financial support to adult children well beyond college. According to a 20

Nick Lutkins
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